And, of numerous booking portion, and frequently whole bookings, rest inside the census tracts without claimed AIAN applications throughout 2012–2016
2 Our very own study covers merely applications to have owner-tenant earliest-lien finance. Unless of course or even detailed, the brand new rates revealed and you will chatted about listed here are according to HMDA-stated apps otherwise finance for manager-occupied, first-lien, home-purchase mortgages, towards the both you to definitely-to-four-tool attributes and you can are made house. I follow the newest behavior, that's preferred from inside the discussions off HMDA data, off talking about one-to-four-tool features because “single-loved ones residential property.” We plus believe that functions reported in the HMDA given that things other than simply are formulated house are site-centered (built or build on site). This includes characteristics said as one-to-four tool formations.
step three A manufactured house is discussed by HUD just like the a home which is willing to inhabit if this will leave new warehouse.